MOST SMALL BUSINESSES HAVE SOMETHING STANDING IN THE WAY OF GROWTH. WE HELP THEM SECURE THE FINANCING THEY NEED TO OVERCOME IT.

Our mission is to promote business investment and job creation by providing SBA 504 and Ohio 166 loans to small businesses for buildings and equipment. Sometimes that means lending directly to businesses, other times it means partnering with their existing lender. But the end result is the same: we help small businesses across Ohio secure the financing they need to grow.

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HOW WE CAN HELP

We provide real estate and equipment loans with low-interest fixed rates that help small businesses grow.

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WE MAKE THE PROCESS EASY

We think our borrowers should focus on growing their small business, not filling out forms.

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WHO WE WORK WITH

Sometimes we partner with a lender, other times we work directly with a small business owner.

NEWS AND UPDATES

Borrower Spotlight: North Central Fabrication

July 17, 2025

Website: https://northcentralfabrication.com/ Location: Mansfield County: Richland Lending Partner: Park National Bank North Central Fabrication provides structural steel, joist & deck, and miscellaneous metals for projects related to education, retail, healthcare, industrial, and amusement park industries. Its main office is in Mansfield, Ohio, but they work on projects across the United States. OSDC worked with Park […]

Borrower Spotlight: Modo Yoga

May 20, 2025

Website: https://modoyoga.com/columbus/  Location: Columbus  County: Franklin  Lending Partner: Park National Bank  Modo Yoga Columbus is an independently operated franchise of Modo Yoga International, providing a variety of community-driven yoga classes. Modo Yoga Columbus opened its first franchise in Grandview in 2015 and expanded to a second location in Clintonville in 2024 to better serve its […]

Are You Ready to Grow?

April 15, 2025

4 Questions Every Small Business Owner Should Ask The most recent topic at the OSDC Means Business Happy Hour Series was all about knowing when it’s time to grow. For small business owners, scaling too fast or without the right foundation can lead to burnout, financial strain, or even collapse. How do you avoid that? […]